• HOME
  • ABOUT US
    • About Our Credit Union
    • Membership: Join Us!
    • What's a Credit Union
    • Our Board and Staff
    • News and Financial Info
    • 2025 Holiday Closings
    • Employment
  • BORROW
    • Holiday Loan
    • Auto Loans
    • Vehicle Finder
    • Signature Loans
    • Loan Applications
    • Online Credit Card Application
    • Loan Calculator
    • Mortgage Calculator
  • ACCOUNTS
    • Savings Accounts
    • Checking Accounts
    • Retirement Accounts
    • Christmas Club Account
    • Account Applications
  • CONVENIENCES
    • Online Banking
    • Shared Branches
    • Surcharge-Free ATMs
    • Mobile Banking
    • Vehicle Finder
    • Trustage Insurance
    • Automobiles For Sale
    • Stay Connected Through Email!
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MMEFCU
  • HOME
  • ABOUT US
    • About Our Credit Union
    • Membership: Join Us!
    • What's a Credit Union
    • Our Board and Staff
    • News and Financial Info
    • 2025 Holiday Closings
    • Employment
  • BORROW
    • Holiday Loan
    • Auto Loans
    • Vehicle Finder
    • Signature Loans
    • Loan Applications
    • Online Credit Card Application
    • Loan Calculator
    • Mortgage Calculator
  • ACCOUNTS
    • Savings Accounts
    • Checking Accounts
    • Retirement Accounts
    • Christmas Club Account
    • Account Applications
  • CONVENIENCES
    • Online Banking
    • Shared Branches
    • Surcharge-Free ATMs
    • Mobile Banking
    • Vehicle Finder
    • Trustage Insurance
    • Automobiles For Sale
    • Stay Connected Through Email!
  • RATES
  • LOGIN
  • CONTACT US

Checking Accounts

MMEFCU offers three types of checking accounts which require a minimum opening deposit of $100.00.  MasterCard Debit cards are available on all checking accounts.

Regular Checking Account
  • Direct Deposit Available
  • Unlimited Check Writing Privileges
  • MasterCard Debit Card Available
  • $6.00 Monthly Fee
  • Earns Interest For Daily Balances Greater Than $101.00​


Presidential Checking Club
  • Direct Deposit Available
  • Unlimited Check Writing Privileges
  • MasterCard Debit Card Available
  • ​Earns Interest For Daily Balances Greater Than $101.00
  • No Fee Money Orders
  • No Fee Cashiers Checks
  • Free Checks
  • $10,000.00 Accidental Death & Dismemberment Insurance
  • $8.00 Monthly Fee

Seniors Account
  • Must be over 55 years old to qualify
  • MasterCard Debit Card Available
  • $4.00 Monthly Fee
ROUTING NUMBER: 284084842
RE-ORDER CHECKS
Download Direct Deposit Form
Download direct deposit form and submit to your employer's payroll department.
MasterCard Debit Card Activation / Lost Card Notification 
For your convenience and protection, your MasterCard Debit Card arrives in an inactive state.
​To activate your card, please call 800-448-8268, 24 hours a day, 7 days a week.
To report a card lost or stolen, please call 800-264-5578.
This is acknowledgement of the Good Neighbor Grant and the services of this project is “Funded by The City of Memphis and the Division of Housing and Community Development, making Memphis a world class city by facilitating and delivering resources and services that improve the quality of life for every neighbor and neighborhood.”
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LOCATION AND HOURS

577 Dr. Martin Luther King Ave
Memphis, TN 38126-2205
Phone: (901) 528-2816
​Fax: (901) 528-2824

BRANCH HOURS:
Mon-Thurs: 8:30 am - 5 pm
Fri: 8:30 am - 6 pm
Sat: 9 am - 1pm Drive Thru Only

QUICK LINKS

FIND A SURCHARGE FREE ATM
FIND A SHARED BRANCH
MEMBERSHIP: JOIN US!
CHECKING ACCOUNT
SAVING ACCOUNT
RE-ORDER CHECKS
DIRECT DEPOSIT FORM
​FREE CREDIT REPORT


ROUTING NUMBER: 284084842

​PRIVACY STATEMENT
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
© COPYRIGHT 2020. ALL RIGHTS RESERVED.
  • HOME
  • ABOUT US
    • About Our Credit Union
    • Membership: Join Us!
    • What's a Credit Union
    • Our Board and Staff
    • News and Financial Info
    • 2025 Holiday Closings
    • Employment
  • BORROW
    • Holiday Loan
    • Auto Loans
    • Vehicle Finder
    • Signature Loans
    • Loan Applications
    • Online Credit Card Application
    • Loan Calculator
    • Mortgage Calculator
  • ACCOUNTS
    • Savings Accounts
    • Checking Accounts
    • Retirement Accounts
    • Christmas Club Account
    • Account Applications
  • CONVENIENCES
    • Online Banking
    • Shared Branches
    • Surcharge-Free ATMs
    • Mobile Banking
    • Vehicle Finder
    • Trustage Insurance
    • Automobiles For Sale
    • Stay Connected Through Email!
  • RATES
  • LOGIN
  • CONTACT US