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      • Automobiles For Sale
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    • Savings Accounts
    • Checking Accounts
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    • Christmas Club Account
    • Account Applications
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    • Online Banking
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MMEFCU
  • HOME
  • ABOUT US
    • About Our Credit Union
    • Membership: Join Us!
    • What's a Credit Union
    • Our Board and Staff
    • News and Financial Info
    • 2023 Holiday Closings
    • Employment
  • BORROW
    • Auto Loans >
      • Automobiles For Sale
    • Signature Loans
    • Loan Applications
    • Online Credit Card Application
    • Loan Calculator
    • Mortgage Calculator
  • ACCOUNTS
    • Savings Accounts
    • Checking Accounts
    • Retirement Accounts
    • Christmas Club Account
    • Account Applications
  • CONVENIENCES
    • Online Banking
    • Shared Branches
    • Surcharge-Free ATMs
    • Mobile Banking
    • Sprint Discounts
    • Trustage Insurance
    • Automobiles For Sale
    • Overdraft Protection
    • Stay Connected Through Email!
  • RATES
  • LOGIN

Checking Accounts

MMEFCU offers three types of checking accounts which require a minimum opening deposit of $100.00.  MasterCard Debit cards are available on all checking accounts.

Regular Checking Account
  • Direct Deposit Available
  • Unlimited Check Writing Privileges
  • MasterCard Debit Card Available
  • $6.00 Monthly Fee
  • Earns Interest For Daily Balances Greater Than $101.00​


Presidential Checking Club
  • Direct Deposit Available
  • Unlimited Check Writing Privileges
  • MasterCard Debit Card Available
  • ​Earns Interest For Daily Balances Greater Than $101.00
  • No Fee Money Orders
  • No Fee Cashiers Checks
  • Free Checks
  • $10,000.00 Accidental Death & Dismemberment Insurance
  • $8.00 Monthly Fee

Seniors Account
  • Must be over 55 years old to qualify
  • MasterCard Debit Card Available
  • $4.00 Monthly Fee
ROUTING NUMBER: 284084842
RE-ORDER CHECKS
Download Direct Deposit Form
Download direct deposit form and submit to your employer's payroll department.
MasterCard Debit Card Activation / Lost Card Notification 
For your convenience and protection, your MasterCard Debit Card arrives in an inactive state.
​To activate your card, please call 800-448-8268, 24 hours a day, 7 days a week.
To report a card lost or stolen, please call 800-264-5578.

LOCATION AND HOURS

577 Dr. Martin Luther King Ave
Memphis, TN 38126-2205
Phone: (901) 528-2816
​Fax: (901) 528-2824

BRANCH HOURS:
Mon-Thurs: 8:30 am - 5 pm
Fri: 8:30 am - 6 pm
Sat: 9 am - 1pm Drive Thru Only

QUICK LINKS

FIND A SURCHARGE FREE ATM
FIND A SHARED BRANCH
MEMBERSHIP: JOIN US!
CHECKING ACCOUNT
SAVING ACCOUNT
RE-ORDER CHECKS
DIRECT DEPOSIT FORM
​FREE CREDIT REPORT


ROUTING NUMBER: 284084842

​PRIVACY STATEMENT
Picture
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
© COPYRIGHT 2020. ALL RIGHTS RESERVED.
  • HOME
  • ABOUT US
    • About Our Credit Union
    • Membership: Join Us!
    • What's a Credit Union
    • Our Board and Staff
    • News and Financial Info
    • 2023 Holiday Closings
    • Employment
  • BORROW
    • Auto Loans >
      • Automobiles For Sale
    • Signature Loans
    • Loan Applications
    • Online Credit Card Application
    • Loan Calculator
    • Mortgage Calculator
  • ACCOUNTS
    • Savings Accounts
    • Checking Accounts
    • Retirement Accounts
    • Christmas Club Account
    • Account Applications
  • CONVENIENCES
    • Online Banking
    • Shared Branches
    • Surcharge-Free ATMs
    • Mobile Banking
    • Sprint Discounts
    • Trustage Insurance
    • Automobiles For Sale
    • Overdraft Protection
    • Stay Connected Through Email!
  • RATES
  • LOGIN