Rates

Rates as of January 1, 2023
*APR = Annual Percentage Rate
** APY = Annual Percentage Yield

Share Secured:  2.50% above share rate
Certificate Secured:  2.00% above certificate rate
​
Signature Loan Rates:  Starting at 5.50% APR*
New Auto Loan Rates: Starting at 3.00% APR*
Current Year Used Auto Rates:  Starting at 6.00% APR*

Certificate and IRA Rates

Description	Minimum Deposit	Terms	APR*	APY**
Certificate or IRA	$500.00	3 Months	0.05%	0.05%
Certificate or IRA	$500.00	6 Months	0.05%	0.05%
Certificate or IRA	$500.00	12 Months	0.07%	0.07%
Certificate or IRA	$1,000.00	12 Months	0.37%	0.37%
Money Market	$2,500.00	26 Weeks	0.15%	0.15%
Certificate or IRA	$5,000.00	2 Years	0.55%	0.55%
Certificate or IRA	$5,000.00	2.5 Years	0.60%	0.60%

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Share Savings Accounts Rates

Description	Type of Account	Account Balance	Rate
10	Regular Savings	0-$499.00	0.00%
10	Regular Savings	$500.00+	0.05%
80	Christmas Club	0-$499.00	0.00%
80	Christmas Club	$500.00+	0.00%
90	Special Savings	0-$499.00	0.00%
90	Special Savings	$500.00+	0.05%

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Checking Accounts Rates

Description	Type of Account	Account Balance	Rate
70	Regular Checking	0-$499.00	0.00%
70	Regular Checking	$500.00+	0.05%
71	Presidential Checking	0-$499.00	0.00%
71	Presidential Checking	$500.00+	0.05%
72	Senior Checking Account	0-$499.00	0.00%
72	Senior Checking Account	$500.00+	0.05%
ATM Only	NA	NA	NA