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MMEFCU
  • HOME
  • ABOUT US
    • About Our Credit Union
    • Membership: Join Us!
    • What's a Credit Union
    • Our Board and Staff
    • News and Financial Info
    • 2023 Holiday Closings
    • Employment
  • BORROW
    • Auto Loans >
      • Automobiles For Sale
    • Signature Loans
    • Loan Applications
    • Online Credit Card Application
    • Loan Calculator
    • Mortgage Calculator
  • ACCOUNTS
    • Savings Accounts
    • Checking Accounts
    • Retirement Accounts
    • Christmas Club Account
    • Account Applications
  • CONVENIENCES
    • Virtual Online Banking >
      • Virtual Branch and E-Statement Set Up
    • Shared Branches
    • Surcharge-Free ATMs
    • Mobile Banking
    • Sprint Discounts
    • Trustage Insurance
    • Automobiles For Sale
    • Overdraft Protection
    • Stay Connected Through Email!
  • RATES
  • LOGIN

Rates

Rates as of January 1, 2023
*APR = Annual Percentage Rate
** APY = Annual Percentage Yield


Share Secured:  2.50% above share rate
Certificate Secured:  2.00% above certificate rate
​
Signature Loan Rates:  Starting at 5.00% APR*
New Auto Loan Rates: Starting at 2.00% APR*
Current Year Used Auto Rates:  Starting at 4.75% APR*


Certificate and IRA Rates

Description
Minimum Deposit
Terms
APR*
APY**
Certificate or IRA
$500.00
3 Months
0.05%
0.05%
Certificate or IRA
$500.00
6 Months
0.05%
0.05%
Certificate or IRA
$500.00
12 Months
0.07%
0.07%
Certificate or IRA
$1,000.00
12 Months
0.37%
0.37%
Money Market
$2,500.00
26 Weeks
0.15%
0.15%
Certificate or IRA
$5,000.00
2 Years
0.55%
0.55%
Certificate or IRA
$5,000.00
2.5 Years
0.60%
0.60%

Share Savings Accounts Rates

Description
Type of Account
Account Balance
Rate
10
Regular Savings
0-$499.00
0.00%
10
Regular Savings
$500.00+
0.05%
80
Christmas Club
0-$499.00
0.00%
80
Christmas Club
$500.00+
0.00%
90
Special Savings
0-$499.00
0.00%
90
Special Savings
$500.00+
0.05%

Checking Accounts Rates

Description
Type of Account
Account Balance
Rate
70
Regular Checking
0-$499.00
0.00%
70
Regular Checking
$500.00+
0.05%
71
Presidential Checking
0-$499.00
0.00%
71
Presidential Checking
$500.00+
0.05%
72
Senior Checking Account
0-$499.00
0.00%
72
Senior Checking Account
$500.00+
0.05%
ATM Only
NA
NA
NA

LOCATION AND HOURS

577 Dr. Martin Luther King Ave
Memphis, TN 38126-2205
Phone: (901) 528-2816
​Fax: (901) 528-2824

BRANCH HOURS:
Mon-Thurs: 8:30 am - 5 pm
Fri: 8:30 am - 6 pm
Sat: 9 am - 1pm Drive Thru Only

QUICK LINKS

FIND A SURCHARGE FREE ATM
FIND A SHARED BRANCH
MEMBERSHIP: JOIN US!
CHECKING ACCOUNT
SAVING ACCOUNT
RE-ORDER CHECKS
DIRECT DEPOSIT FORM
​FREE CREDIT REPORT


ROUTING NUMBER: 284084842

​PRIVACY STATEMENT
Picture
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
© COPYRIGHT 2020. ALL RIGHTS RESERVED.
  • HOME
  • ABOUT US
    • About Our Credit Union
    • Membership: Join Us!
    • What's a Credit Union
    • Our Board and Staff
    • News and Financial Info
    • 2023 Holiday Closings
    • Employment
  • BORROW
    • Auto Loans >
      • Automobiles For Sale
    • Signature Loans
    • Loan Applications
    • Online Credit Card Application
    • Loan Calculator
    • Mortgage Calculator
  • ACCOUNTS
    • Savings Accounts
    • Checking Accounts
    • Retirement Accounts
    • Christmas Club Account
    • Account Applications
  • CONVENIENCES
    • Virtual Online Banking >
      • Virtual Branch and E-Statement Set Up
    • Shared Branches
    • Surcharge-Free ATMs
    • Mobile Banking
    • Sprint Discounts
    • Trustage Insurance
    • Automobiles For Sale
    • Overdraft Protection
    • Stay Connected Through Email!
  • RATES
  • LOGIN